mortgage reports

Mortgage Reports

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 Cheshire Woodlands provides a comprehensive mortgage report for £560+ VAT for up to 5 trees or groups

Are you buying a house with trees in the garden? Damage caused by trees can reduce property value, and mortgage lenders often require assurances that their equity will not be exposed to unnecessary risk. Where trees are present on or adjacent to a property, building surveyors, working on behalf of mortgage lenders and insurers, often require a pre-purchase tree report to enable them to make their evaluation.

We will provide you with a detailed fee proposal, tailored to your needs, setting out our services and a timescale for completion. Our consultants will visit site, normally within 48 hours of receipt of your instruction, assess the trees and the site and gather all the data needed to produce a comprehensive all-risks report.

Our reports provide your lender or insurer with all the information they need and provide you with clear, sensible tree management advice and guidance.

Call, email or use the form below to discuss your project and our team will provide you with a tailored quote to suit your individual requirements

Cheshire Woodlands use of Quantified Tree Risk Assessment has proved invaluable. It has helped us to retain trees that were condemned by another advisor. They have used measurable data to provide us with a valid tree risk assessment.

Caroline Wild, Taylor Wimpey

Mortgage Reports FAQ

What information does a mortgage report include?

We will:

  1. Carry out a preliminary assessment of tree condition, mechanical integrity and general suitability for retention, subject to suitable access being available
  2. Assess the potential influence of trees upon load bearing soils beneath the subject property based upon our observations on site, up to three soil core samples extracted by hand auger, and data from the British Geological Survey when available
  3. Assess the potential for trees to displace structures (buildings, garden structures, hard surfacing etc.) via direct contact
  4. Assess the potential for ingress of tree roots into drains
  5. Carry out a preliminary assessment of neighbouring trees (as viewed from the subject property) where considered appropriate by our surveyor
  6. Supply a report detailing the species, approximate dimensions, observations and locations of trees, and providing guidance on the future management of trees on the subject property.

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Cheshire Woodlands Limited
9 Lowe Street
Cheshire England
SK11 7NJ
+44 (0) 1625 669 668
Company registration: 8776536
VAT number: 781 236 134

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